-17.01% CAGR
Growing from $500 to $12 over 20 years is a compound annual growth rate of -17.01%.
-97.60%
Total ROI
-17.01%
Annualized (CAGR)
How This Works
ROI measures total percentage gain over the whole period, regardless of how long it took. CAGR smooths that same gain into a single annualized rate, answering "what steady yearly growth rate would produce this result?" — which makes it easier to compare investments held for different lengths of time.
Formula
ROI = (Final − Initial) ÷ Initial × 100
CAGR = ((Final ÷ Initial)^(1/Years) − 1) × 100
CAGR = ((Final ÷ Initial)^(1/Years) − 1) × 100
Example
$10,000 growing to $25,000 over 5 years is a 150% total ROI, or about 20.1% CAGR.
Frequently Asked Questions
What is the ROI on $500 growing to $12?
-97.60%.
What is the CAGR over 20 years?
-17.01% per year.