Net Worth: $80
With $100 in assets and $20 in liabilities, net worth is $80.
Net Worth
$80
How This Works
Net worth is a snapshot of financial health: everything you own (cash, investments, property, vehicles) minus everything you owe (mortgages, loans, credit card balances). Tracking it over time shows whether your finances are trending up or down.
Formula
Net Worth = Total Assets − Total Liabilities
Example
$450,000 in assets minus $180,000 in liabilities gives a $270,000 net worth.
Frequently Asked Questions
What is net worth with $100 in assets and $20 in liabilities?
$80.
What counts as an asset vs a liability?
Assets are things you own with value (cash, investments, real estate, vehicles). Liabilities are debts you owe (mortgages, loans, credit card balances).