$500 Lasts 6 Years 0 Months
Withdrawing $12/month from a $500 corpus growing at 20% lasts 6 years, 0 months.
Corpus Lasts
6y 0m
How This Works
Each month, the corpus grows by the expected return, then the withdrawal is subtracted. If growth exceeds the withdrawal, the corpus can last indefinitely; otherwise it gradually depletes.
Formula
Each Month: Balance = Balance × (1 + r) − Withdrawal
Example
A $500,000 corpus withdrawing $3,000/month at 7% growth lasts well over 25 years.
Frequently Asked Questions
How long will $500 last withdrawing $12/month?
6 years and 0 months.
Are the returns guaranteed?
No — this assumes a constant annual return for illustration. Actual investment returns vary year to year.